@font-face{font-family:Inter;src:url(inter.woff2) format("woff2");font-weight:400 800;font-display:swap}
:root{--navy:#0B1B33;--navy2:#10264A;--line:#1B3764;--ye:#FFC800;--wh:#F5F7FA;--gr:#B0BED6}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--navy);color:var(--wh);font:400 17px/1.6 Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:48px 48px;background-attachment:fixed;background-blend-mode:soft-light}
a{color:var(--ye);text-underline-offset:3px}
a:hover{color:#fff}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header.top{padding:18px 0;border-bottom:1px solid var(--line);background:rgba(11,27,51,.92)}
header.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.brand{font-weight:800;letter-spacing:.08em;font-size:.92rem;text-transform:uppercase;color:var(--wh);text-decoration:none;display:flex;align-items:center;gap:10px}
.brand img{width:28px;height:28px;border-radius:6px}
nav a{color:var(--gr);text-decoration:none;font-weight:600;font-size:.92rem;margin-left:18px}
nav a:hover{color:var(--ye)}
.hero{padding:72px 0 56px}
.eyebrow{color:var(--gr);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;margin:0 0 14px}
h1{font-size:clamp(2.2rem,6vw,3.8rem);line-height:1.08;font-weight:800;margin:0 0 18px;letter-spacing:-.02em}
h1 em{font-style:normal;color:var(--ye)}
.lede{font-size:1.2rem;color:var(--gr);max-width:640px;margin:0 0 28px}
.btns{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 22px;border-radius:6px;font-weight:700;text-decoration:none;font-size:1rem;border:2px solid var(--ye)}
.btn.primary{background:var(--ye);color:var(--navy)}
.btn.primary:hover{background:#fff;border-color:#fff;color:var(--navy)}
.btn.ghost{color:var(--ye);background:transparent}
.btn.ghost:hover{background:var(--ye);color:var(--navy)}
section{padding:48px 0;border-top:1px solid var(--line)}
h2{font-size:1.7rem;line-height:1.2;margin:0 0 8px;letter-spacing:-.01em}
h2::before{content:"";display:block;width:44px;height:4px;background:var(--ye);margin-bottom:14px}
.sub{color:var(--gr);margin:0 0 26px;max-width:680px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(215px,1fr))}
.card{background:rgba(16,38,74,.85);border:1px solid var(--line);border-radius:8px;padding:20px}
.card h3{margin:0 0 6px;font-size:1.05rem;color:var(--ye)}
.card p{margin:0;color:var(--gr);font-size:.97rem}
.checks{counter-reset:c;list-style:none;padding:0;margin:0;display:grid;gap:14px}
.checks li{counter-increment:c;background:rgba(16,38,74,.85);border:1px solid var(--line);border-left:4px solid var(--ye);border-radius:8px;padding:18px 20px 18px 64px;position:relative}
.checks li::before{content:counter(c);position:absolute;left:18px;top:14px;font-size:1.9rem;font-weight:800;color:var(--ye)}
.checks strong{display:block;font-size:1.1rem;margin-bottom:4px}
.checks span{color:var(--gr)}
.stats{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));margin-bottom:12px}
.stat{border:1px solid var(--line);border-radius:8px;padding:18px;background:rgba(16,38,74,.85)}
.stat b{display:block;font-size:2.2rem;font-weight:800;color:var(--ye);line-height:1.1}
.stat span{color:var(--gr);font-size:.95rem}
.fine{color:var(--gr);font-size:.88rem}
.twin{border:2px solid var(--ye);border-radius:10px;padding:26px;background:rgba(255,200,0,.07)}
.twin h2::before{display:none}
.twin .tag{display:inline-block;background:var(--ye);color:var(--navy);font-weight:800;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;padding:4px 10px;border-radius:4px;margin-bottom:12px}
.twin ul{margin:12px 0 18px;padding-left:20px;color:var(--wh)}
.twin li{margin:6px 0}
.soon{color:var(--gr);font-weight:600}
footer{padding:34px 0 48px;border-top:1px solid var(--line);color:var(--gr);font-size:.95rem}
footer p{margin:4px 0}
.contact{font-size:1.15rem}
@media(max-width:560px){body{font-size:16px}.hero{padding:44px 0 36px}nav a{margin-left:12px}.checks li{padding-left:56px}}
/* calculator */
label{display:block;margin:16px 0 6px;font-weight:700}
input{width:100%;padding:12px;font:inherit;font-size:16px;color:var(--wh);background:var(--navy);border:1px solid var(--line);border-radius:6px}
input:focus{outline:2px solid var(--ye);border-color:var(--ye)}
button.btn{cursor:pointer;font-family:inherit;margin-top:20px}
.result{background:rgba(16,38,74,.9);border:1px solid var(--line);border-left:4px solid var(--ye);border-radius:8px;padding:6px 20px 18px;margin-top:24px}
.result p{margin:8px 0}
.hl{font-weight:800;color:var(--ye)}
.disc{border-left:4px solid var(--ye);background:rgba(255,200,0,.08);padding:12px 16px;border-radius:4px;font-size:.95rem}